Adjustable-Rate Mortgage (ARM) are Available!

Receive a quote on an adjustable-rate mortgage (ARM) today.

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Is An Adjustable-rate Mortgage (ARM) Right For You?

Adjustable Rate Mortgage

About Adjustable-Rate Mortgage Options

An ARM is an Adjustable Rate Mortgage. Unlike fixed-rate mortgages that have an interest rate that remains the same for the life of the loan, the interest rate on an ARM will change periodically. The initial interest rate of an ARM is lower then that of a fixed-rate mortgage, consequently, an ARM maybe a good option to consider if you plan to own your home for only a few years; you expect an increase in future earnings; or, the prevailing interest rate for a fixed mortgage is too high.

We’re here to make it easier, with tools and expertise that will help guide you along the way, starting with our Adjustable-Rate Mortgage Qualifier.

ARMs Aren’t What They Used To Be

Today’s Adjustable-Rate Mortgages  Are A Lot Different Than They Were In The Past. And they may be the best choice for your purchase or refinance:

ARMs are smarter: 

  • Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
  • With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster

ARMs are safer: 

  • ARMs no longer feature pre-payment penalties, so you can easily refinance
  • You’ll never have to worry about a big balloon payment

ARMs can save you money: 

  • A lower rate means a lower payment, which means more cash in your pocket each month

Lets talk about your ARM options. Complete our simple Adjustable Rate Mortgage Qualifier

Do I Qualify?

Most homeowners get into adjustable-rate mortgage for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner may refinance into another adjustable-rate mortgage, a fixed-rate mortgage, or sell the home.

Looking To Save Cash?

Get lower payment options with an adjustable rate.

  • Flexible payment options
  • Make home ownership more affordable
  • Save cash for other investments or expenses
  • Pay down your principal balance quicker
  • Cash-out options available

Ready to downsize? Refinance with an ARM now and use the monthly savings for the down payment on your new home.

Staying put? Refinance and use the savings to accomplish other goals like paying off the old higher-interest mortgage!

Get Your Adjustable-Rate Mortgage Quote Now!

I Want My FREE Adjustable Rate Mortgage Quote!