30-Year Fixed Rate Mortgages are Available!

Receive a quote on a 30-Year fixed-rate mortgage today.

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Is a 30-Year fixed-rate mortgage right for you?

30 Year Fixed Mortgage

About 30-Year Fixed-Rate Conventional

The traditional 30-year-fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-Year- fixed-rate loan may be a good option if you plan on staying in your home for years to come. A great fit for first-time homebuyers, move-up borrowers and retires with low-to-moderate income

  • Down payment as low as 3%, even for the first-time homebuyers
  • 100% gift options for down payment
  • Typically faster, easier and with a lower monthly payment than an FHA
  • Reduce or even eliminate monthly mortgage insurance (not possible with an FHA loan)

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 30-Year Fixed Rate Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The 30-Year Fixed Rate Conventional Loan Process

Here’s how our home loan process works:

  • Complete our simple 30-Year Fixed Rate Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

A Conventional Mortgage Loan for First-Time Home Buyers

Are you a first-time home buyer looking for a conventional mortgage? LockClose can help you get the loan you need with as little as 3% down. Apply now and get started on your new home today.

  • Fixed-Rate Mortgage
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans

Get Your 30 Year Fixed Rate Quote Now!

I Want My FREE 30 Year Fixed Rate Quote!