FHA Loans are Available!

Receive a quote on a FHA loan today.

Buy Your Dream Home With Little Money Down With an FHA Loan!

FHA Loans

About FHA Home Loans

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable. We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.

If you’ve been putting off buying a home because you think you need a big down payment, let’s talk about our FHA loans. Our FHA loans are perfect for home buyers with limited savings and easier to qualify for than you might think.

Purchase a home with as little as 3.5% down!

  • Credit scores starting at 620 FICO
  • Great low rates
  • Easy qualification. FHA loans are more forgiving when it comes to your past credit.
  • Close in as little as 30 days
  • Sellers may contribute up to 6% toward your closing fees
  • Option to include your closing costs in the mortgage
  • Gift funds accepted

 

Let’s talk about your mortgage options. Complete our simple FHA Loan Qualifier

Why an FHA Loan?

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home. For an FHA loan a down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or are unable to receive approval for private mortgage insurance may consider an FHA loan.

Get a low-interest refi without an appraisal

Want to take advantage of historically low interest rates without the hassle of a new appraisal? Ask about our FHA Streamline. It’s a fast and easy way to lower your monthly payment.

  • Fast and worry-free. We close most refinances in 30 days or less.
  • Short on cash? You may be able to include your closing costs in your new mortgage.
  • W-2 income? You may be eligible for an extra money-saving incentive

Let us help you keep more cash in your pocket every month. Let’s talk about your refinance options today.

Get Your FHA Loan Quote Now!