About FHA Home Loans
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable. We’re here to make the FHA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our FHA Loan Qualifier.
If you’ve been putting off buying a home because you think you need a big down payment, let’s talk about our FHA loans. Our FHA loans are perfect for home buyers with limited savings and easier to qualify for than you might think.
Purchase a home with as little as 3.5% down!
- Credit scores starting at 620 FICO
- Great low rates
- Easy qualification. FHA loans are more forgiving when it comes to your past credit.
- Close in as little as 30 days
- Sellers may contribute up to 6% toward your closing fees
- Option to include your closing costs in the mortgage
- Gift funds accepted
Let’s talk about your mortgage options. Complete our simple FHA Loan Qualifier