About USDA Home Loans

The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan, including flexible credit underwriting requirements and no down payment required.

We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.

Save Cash on USDA Loan 

Take advantage of our elite USDA rates starting at 640 FICO:

• Special low rates for qualified borrowers – $125,000 minimum loan amount
• 100% financing – no down payment required
• Seller credits may help pay for closing fees
• Potentially roll closing fees into your monthly payment

Help put the American dream within reach. Find out if you qualify for this cash-saving opportunity. Complete our simple USDA Loan Qualifier

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.* Borrowers who qualify for a USDA home loan have the flexibility to pay nothing out of pocket for a down payment.